Commercial Mortgage

If you want to finance the purchase of buildings or land for business purposes, then a commercial mortgage (or business mortgage) is exactly what you’re looking for.  Simply, it’s a loan secured against a property used for business purposes. And it provides a flexible and affordable solution that gives you access to your business capital.

Commercial mortgages can be used for a variety of different business applications. The usual purpose is the purchase of a business premises, whether for an existing business or a new one. You can also acquire a business mortgage to expand an existing business. Both of these purposes are often referred to as 'own use' commercial mortgages.

Business mortgages can also be used for commercial or residential property development projects. Whether you’re looking to make an investment into a commercial or residential venture or project, you can acquire a business mortgage or loan secured against property or land.

Like most secured property loans, a commercial mortgage entitles the lender to have legal claim over the property until the loan has been fully repaid. (The commercial property or land can be repossessed and sold if the repayments are not made, in order to repay the outstanding mortgage balance.)

Whether you’re thinking about a Residential or Commercial mortgage, whether you’re First Time Buyer, or you want to explore your options for Equity Release, Shared Ownership or Buy to Let, we can talk you through the most suitable mortgage available to you and ensure that you fully understand and how it is set up. 

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Contact us today for your initial consultation at our expense or find out more about how we can provide you with specialist guidance and advice that covers Savings and Investments, Pensions, Mortgages and Protection as well as a range of Additional Financial Services in Newbury.