Equity Release

If you’re in need of capital or income, an Equity Release or Lifetime Mortgage may be the answer. ‘Equity’ is the difference between the current value of your house and any outstanding mortgage you may have on it. ‘Equity Release’ is a term given to various methods of unlocking this equity for you to use for whatever legal purpose you want.

Equity Release can help you:

• Improve your income
• Pay off your debts
• Reduce your Inheritance Tax liabilities
• Fulfil your life-long ambitions
• Helping you provide your children or grandchildren with a deposit for a house
• Making improvements to your home

With the increasing cost of living, life expectancies and changes in family expectations, it’s not surprising that more and more people are finding that Equity Release can improve their lives.

Do you have substantial Equity in your home but find living a comfortable life financially difficult?

If you are over 55 years and a homeowner, you may be able to benefit from releasing a tax-free lump sum or an additional regular income from your home by means of an Equity Release lifetime mortgage. With a long-term loan secured against your home, options are available where no monthly repayments are made. And you can continue to live in your own home for as long as you want to. In the event of death, your loan will be repaid from your Estate.

Whether you’re thinking about a Residential or Commercial mortgage, whether you’re First Time Buyer, or you want to explore your options for Equity Release, Shared Ownership or Buy to Let, we can talk you through the most suitable mortgage available to you and ensure that you fully understand and how it is set up. 

Ready to talk about your financial choices?

Contact us today for your initial consultation at our expense or find out more about how we can provide you with specialist guidance and advice that covers Savings and Investments, Pensions, Mortgages and Protection as well as a range of Additional Financial Services in Newbury.